Decision Tools for Australian Property Investors
- Should I Sell? - Calculate your true walk-away number including CGT with 50% discount, selling costs, and net proceeds.
- Can I Buy Another? - Model equity unlock across your portfolio and see exactly how much borrowing capacity you have.
- What If Rates Rise? - Stress test your portfolio against rate increases and see monthly impact.
- How Do I Improve Cashflow? - See exactly how much rent increase or rate reduction you need for positive cashflow.
Complete Property Portfolio Management
- Portfolio Command Centre - Total portfolio value, available equity, monthly cashflow, and LVR at a glance.
- Tax Intelligence - Negative gearing benefits, deductions breakdown, and estimated tax refund calculations.
- Never Miss a Date - Automatic alerts for fixed rate expiry, lease renewals, and insurance renewals.
- Document Storage - Store contracts, maintenance records, and property files in one place.
Frequently Asked Questions
- What is PropPlan?
- PropPlan is a decision engine for Australian property investors. It helps you answer critical questions like 'Should I sell?', 'Can I buy another property?', and 'What happens if interest rates rise?' with real-time calculations and Australian tax rules built-in.
- How does PropPlan calculate Capital Gains Tax?
- PropPlan calculates CGT using Australian Tax Office rules. It includes the cost base (purchase price, stamp duty, legal fees, improvements), applies the 50% CGT discount for properties held over 12 months, and calculates the tax based on your marginal tax rate.
- What is negative gearing?
- Negative gearing occurs when your property expenses exceed rental income, creating a tax-deductible loss. PropPlan tracks all deductible expenses, calculates your net rental position, and shows your estimated tax refund based on your marginal tax rate.
- Is PropPlan free to use?
- Yes, PropPlan is currently free during our beta period. No credit card is required to sign up.
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